Revenue-based funding for growing businesses

Working capital, when you need it most.

Coconut Lending Co connects small businesses with the right funding partner. Apply once, get matched to multiple lenders, and receive your offer within 1 business day.

Secure
Confidential
No Hard Credit Pull Until You Accept

How it works

Our simple 3-step process gets you from application to offer faster than traditional lenders.

01

Complete your application

Fill out our 6-step online form in under 10 minutes. We collect your business details, revenue info, and upload your bank statements.

02

We match you to lenders

Our matching engine evaluates your application against each lender's specific criteria and routes it to the best fit — automatically.

03

Receive your offer

Matched applications are fast-tracked to our lending partners. A funding specialist will contact you within 1 business day.

Who qualifies?

We work with a wide range of small businesses across the United States. Our lenders look for healthy cash flow — not perfect credit.

  • At least 2 years in business
  • $15,000+ monthly revenue
  • Active business bank account
  • FICO 610 or higher
  • No more than 3 existing MCA positions
Restaurants
Healthcare
Retail
HVAC
Construction
Auto Repair
Landscaping
Commercial Cleaning

Ready to grow your business?

Apply in minutes. No hard credit pull until you accept an offer. Our team is ready to help.